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Most retirement advice focuses solely on accumulating enough wealth to support your lifestyle post-career. But what if your retirement plan could do a lot more? What if it could also: Outlive you Transfer seamlessly to your loved ones Fuel lasting generational wealth Avoid probate altogether While RRSPs and TFSAs are familiar to most Canadians, [...]

Most professionals assume that as long as they diligently contribute to an RRSP, they’re doing everything they can to prepare for retirement. But what if the structure of your retirement plan (not your income, not your savings discipline) was what made the real difference in the size of your nest egg? The Personal Pension [...]

As consolidation reshapes the wealth management landscape, a critical question emerges for fiduciaries, plan sponsors, and professional advisors: Who’s actually making the investment decisions—and on whose terms? Canada’s “Big Six” banks now control nearly half of all long-term mutual fund assets and an estimated 90% of assets in retail brokerage accounts, according to The Globe [...]

For new CFP professionals, proactively integrating tax-informed financial advice into client conversations isn’t just a nice add-on to your small talk. It’s a smart, effective strategy to showcase your value early and attract new clients. Yet for some reason, tax tends to get pushed to the side during introductory meetings. Advisors often jump into [...]

All eyes were on President Trump and his cabinet on Wednesday as pending tariffs were to be announced. We have seen what could come over the last few months, yet no analyst had an inside scoop. Just a day before ‘Liberation Day’, there were rumors that Trump was being forced to soften his tariffs [...]

For seasoned advisors who’ve already built a solid book, the next level of growth doesn’t come from more hustle. It comes from architecture — deliberately engineering your practice to scale without eroding the high-touch service your reputation is built on. If you're feeling the tension between nurturing new opportunities and serving existing clients with [...]

Referrals have long been a cornerstone of growth for financial professionals. Unlike cold leads or digital advertising, referrals come with built-in trust, leading to higher-quality prospects, shorter sales cycles, and stronger client relationships. Source: Kitces Report: How Financial Planners Actually Market Their Services (2024) Yet, many struggle with how to ask for [...]

The financial planning and wealth management industry is competitive, and marketing is a crucial part of standing out and growing your practice. With countless strategies and tools available, how do you ensure your efforts drive results? The key isn’t in flashy digital tactics but in the foundational work every business must master — [...]